2024 Roth Ira Limit Married. The roth ira income limit to make a full contribution in 2024 is less than $146,000 for single filers, and less than $230,000 for those filing jointly. Whether or not you can make the maximum roth ira contribution (for 2024 $7,000 annually, or $8,000 if you're age 50 or older) depends on your tax filing status and your modified adjusted gross income (magi).

Those limits reflect an increase of $500 over the 2023. Roth ira contributions max out at $7,000 this year, or $8,000 for those aged 50 and older.